I was referred to Spiro by a trusted source, and I am beyond pleasantly surprised. Spiro aims for the long term relationship and keeps informing me on the market shifts, and works with me actively for re-financing, and his team is very efficient. I enjoy working with him and highly recommend anyone who may consider working with him. Less

Had a great experience refinancing with Spiro. The process was smooth, and he was always available to answer any questions I had. He made everything easy to understand and kept things moving quickly. Definitely recommend if you’re looking for a hassle-free refinance. Less

Spiro was fantastic to work with, he was attentive to all of our questions and made the process completely seamless. I would highly recommend him to everyone in my network. Bravo! Less

Spiro Hishmeh is an absolute professional! From our very first conversation, he built trust and instilled confidence that he would do his best to make the financing process easy and seamless. And that's exactly what he did! He guided me through every step with expertise, patience, and kindness. His communication was clear, prompt, and transparent. I highly recommend him to anyone seeking a smooth and stress-free home financing experience! Less

Spiro was an incredible partner during my home buying and mortgage process. He has an innovative approach and the entire experience was seamless and incredibly fast and efficient. I will recommend him wholeheartedly to any of my friends who are looking to buy a home or refinance. Thank you Spiro and team! Less

My wife and I are first time home buyers and the whole process of looking for a home was not an easy one. Spiro was very helpful with every question we had and was there for us every step of the way. He was very reliable and professional and when times got stressful he was able to hold our hand and walk us through. We will definitely be using Spiro for our next home and be referring Spiro to our friends and family! Less

Spiro was incredibly helpful and invested in helping me out with my first home purchase. He was so kind when answering my questions since I was new to this whole process, and incredibly responsive to my messages even at odd times of day. He was warm and friendly and really made the whole experience painless. Less

Spiro is such a joy to work with! My clients were nervous first time homebuyers and had so many questions and needed a lot of hand holding for their first home purchase. Spiro was so patient with them and always willing to answer any questions they had! He will also go the extra mile to secure the best rate that he can for your mortgage—my clients were shopping around and Spiro gave them the best quote! If you want someone who responds quickly, communicates clearly and effectively, and closes your deal sooner than expected, then Spiro is the person you want to be working with! I highly recommend him to all my clients! Less

Spiro is probably the most responsive, reliable, and friendly mortgage broker you could ask for. I tried speaking with many other brokers before him, and they would not reply to me in a timely manner. Spiro is very responsive. There were times where he was answering my emails at 12am in the morning. If you want a knowledgeable, experienced broker that can help you close smoothly with no stress, I recommend that you go with Spiro. He also provided us a very competitive interest rate. You will not regret his professionalism. Less

Working with Spiro was a great experience! His communication was great and he kept all parties informed throughout the entire transaction. He was able to close early and everything went smoothly! Less

Spiro was an absolute pleasure to work with throughout our home buying process. His professionalism, combined with his warm and approachable demeanor, made the experience stress-free and enjoyable.Spiro was consistently responsive, transparent, and knowledgeable, guiding us through every step of the mortgage process with clarity and expertise. His sense of humor and positive attitude were refreshing, making what can often be a daunting task a positive experience.We were particularly impressed with his willingness to meet us in person for our loan signing, demonstrating his commitment to providing exceptional service!We highly recommend Spiro to anyone seeking a reliable, trustworthy, and skilled mortgage broker. There is nobody else we would trust with the process! Less

I had the pleasure of working with Spiro on a recent real estate transaction, and I can’t recommend him highly enough! He’s incredibly knowledgeable about all aspects of loans and made the process seamless. Spiro stays on top of every detail, ensuring everything moves forward smoothly. If you’re looking to purchase a home, I highly recommend reaching out to Spiro. You’ll be in great hands!" Less

Spiro is such a nice person, working so hard to help us to close our loan as soon as possible. No matter what this we message him or call him, he will answer us and give us many support. I will definitely work with him again in the future. Less

We absolutely enjoyed working with Spiro. His instructions/recommendations were clear and precise making the loan process seamless. He is generous with his time and responded timely to all our questions. And on top of all that a genuinely nice person. Less

Spiro was very communicative and helpful throughout the entire process. He also always answered his phone on the first try which was great! Will be using him for my refinance any any new deals in the future! Less

Spiro is kind, patient, friendly, informative, and… my favorite loan guy!! 😉Spiro takes the time to explain things to be clear. He keeps you up-to-date of where the process is at that moment. And, closes the deal fast! Less

Spiro was fantastic! It was so great working with him on our mortgage. He really went above and beyond. And of all the people you have to talk to during the home buying process, he was the most helpful and most fun. We’re so appreciative of Spiro’s help! Less

Working with Spiro was an absolutely fantastic experience! As first-time home buyers, we naturally were overwhelmed, but Spiro worked with us to ensure our troubles were eased and it made for an incredibly smooth and stress-free experience. He was ALWAYS available to answer our questions, and was easy to text with if either of us couldn't pick up the phone. He provided clear and detailed explanations, and worked diligently to find us a great rate. His amazing attitude and sense of humor brought a lot of light to the process and truly exceeded my expectations. I would absolutely recommend Spiro to anyone looking for an awesome guy to help with your mortgage needs. 🌟🌟🌟🌟🌟 Less

Spiro and his team are great, this was the second time I’ve used them in purchasing a home. He not only got me the best rate but was also very communicative through the process. I would use him again and have recommended him to friends and coworkers. Less

I recently had the pleasure of working with Spiro Hishmeh from C2 Financial Corp for my mortgage needs, and I couldn't be more satisfied with the experience. From start to finish, Spiro made the entire process seamless and stress-free.Initially, I had three different mortgage advisors bidding for my business. Spiro not only offered the best rate but also provided unparalleled service. He guided me through each step with clarity and patience, ensuring I understood every detail. What truly stood out was his genuine care for my needs as a client. It was evident that he wasn't just trying to close a deal; he was committed to finding the best possible solution for me.Spiro consistently overdelivered on all milestones, making the entire process smooth and efficient. His proactive communication and prompt responses made a world of difference. I always felt informed and confident in the decisions we were making together.In summary, Spiro Hishmeh exceeded my expectations in every way. If you're looking for a mortgage advisor who combines the best rates with exceptional service and a personal touch, I highly recommend Spiro. He truly sets the bar high in the mortgage industry. Less

Spiro is a warm, caring, consummate professional. My husband and I recently purchased a single family home in San Jose the old fashioned way--by getting a loan! We were referred to him by our first real estate agent and were impressed at how thorough he was and he and how easy it is to work with him.In terms of ease, Spiro has an electronic system that provides lists of the documents needed and allows you to upload those documents. The system is very user friendly (you can remove documents or preview them) and I found this system makes the process efficient, seamless, and most important - easy!Spiro is easy to talk to, explains things in a way a non-financial person can understand, and takes the time to make sure you're comfortable.My husband was especially grateful that Spiro took the time to explain all the financial options and the pluses and minuses of those options. For example, we were planning on putting 25% down but after Spiro showed my husband that our monthly mortgage wouldn't change, talked to us about refinancing down the line, and explained a few other points, my husband thought it wise to put 20% down instead. This is giving us extra cash on hand that we need for incidental expenses that arise.Spiro gave us the best rate and all the other real estate agents and other professionals we needed to work with were impressed by Spiro and took his number to pass onto their clients.Spiro goes above and beyond in many ways but I will give one example. The seller's real estate agent called Spiro late in the night on the day offers were due, to ensure we were financially solid. When other offers are primarily cash, needing a loan put us at a disadvantage, even though our offer was higher. Spiro spoke to the agent and assured her we were going to quality and the process would go smoothly.We are so grateful for his help, guidance, and support and now consider him a friend. I enthusiastically recommend Spiro and his team to anyone looking for a loan. Less

To say that Spiro made my home buying experience stress free and easy, would be huge understatements. Spiro’s expertise and guidance were massive assets throughout the whole process. He is a well established veteran in the space, with top notch technical and communicative skills. Thank you so much Spiro, really appreciate all the help along the way! Less

Spiro is fantastic! I've had the privilege of utilizing Spiro's services on multiple occasions. He consistently makes himself accessible to provide guidance and delivers excellent customer service, always attuned to your specific needs and desires. Whether you're a first-time buyer or experienced, Spiro's expertise shines through. If you seek a knowledgeable, enjoyable, and smooth transaction, Spiro is the one to go to! Less

I recently had the pleasure of working with Spiro for the loan on my new home, and the experience was exceptional. Spiro was the epitome of professionalism and expertise. Not only did he guide me through the ins and outs of the loan process, but he also took the time to explain the dos and don’ts, ensuring I made well-informed decisions. He spent hours with me, which highlights his dedication to exceptional customer service and a genuine care for his clients’ needs. He was always available to answer any questions and address concerns, making a typically stressful process smooth and understandable. I am truly appreciative of his hard work and highly recommend him to anyone in need of a loan officer who will go that extra mile. Less

Mona and I enjoyed working with Spiro, we went into contract buying our home on the 10th and Spiro’s experience got us funded with our homes new door keys in hand on 26th. 16 days is all I really need to say.Thanks Spiro,Rick Stefanik Less

Mr. Spiro Hishmeh provided excellent advice and flawless service throughout the entire lending process. He is extremely professional and knowledgable and I felt like he always had my best interest at heart. He is surrounded by an excellent competent team who expedited all needs flawlessly.I strongly recommend Spiro and his team based on my recent experience and I am fortunate to have found him. Less

To say Spiro is the best would be an understatement. Throughout the lending process, Spiro was kind, helpful, responsive, and accommodating. We wouldn’t have been able to purchase our home without his expertise and skill. We recommend Spiro to everyone! Less

Spiro communicated very well during our transaction. He made the transaction look and feel seamless all while closing early. I'd definitely work with Spiro again. Less

Spiro was great! He made the loan application process go smoothly and he was available at all times for questions or concerns. I will highly recommend working with him! Less

Spiro was so amazing to work with! He goes above and beyond for his customers. He always made sure he made the time to help me with my questions. He is pleasant, positive, personable and very knowledgeable! Less

We hade a great experience like never before with Spiro, he was an expert by finding the right loan for us, he loves his job and he is very passionate about his clients. He immediately responded when we had a question or a concern. Overall our experience with Spiro was excellent. Less

Spiro and his team were absolutely amazing. Spiro is super personable, positive and easy going. All the jitters and worries we had on purchasing our new home were set at ease. Communication was excellent and most importantly the follow thru was on point. Spiro has gained a client for life. Less

Spiro and his team is very detailed, always reacheable if you have any questions, and ofcourse fast and reliable if needing a mortgage loan. Once again, thank you Spiro and Team for making everything possible. Less

I highly recommend working with Spiro with your mortgage loan. Spiro recently helped my family close escrow on a home. Spiro is honest and has great communication skills. If you are looking to purchase a home, look no further. Less

Spiro and his team worked promptly and efficiently and guided us through buying our first home! He is very knowledgeable and always kept our best interest at heart. We could not have asked for a better person to work with. We highly recommend! Less

Working with Spiro was incredible. Spiro was thoughtful, communicative, and insightful through the entire process. I felt like I wasn't just a customer, but a person Spiro and his team genuinely cared about.Conversely, I kicked off this process with our home builder's lending team and had an awful experience. They were a big bank and that came with some arrogance and bureaucracy. When I worked with Spiro, I got none of that.Working through a home purchase is difficult at any time, and especially while interest rates are cranking up daily. Spiro provided a sense of calm and resolve that helped anchor me to what the next task was in the long/complicated process.10 out of 10, would recommend. Less

Spiro and his team were not only very well informed and quick, but helped me to understand the process from start to finish. I highly recommend trusting Spiro with your lending needs. Less

Spiro is the best. He is so thorough, patient and stays on top of all the details. Spiro was an invaluable asset during the process of buying a home in the midst of rising rates . I couldn't recommend him more highly! Less

Working with Spiro and his team really made my first-time homebuying experience much less overwhelming and stressful than it potentially could have been. Spiro was extremely knowledgeable about the entire process, patient, and always accessible (whether you prefer to call, text, or email!). Kudos to him and his team for always being available to crunch numbers, turn around documents, and do all the heavy lifting associated with home loans! Despite homebuying being a race against time in many aspects, Spiro and his team work their magic to make the process as straightforward, painless, and quick as possible.What sets Spiro apart is his passion for his work and dedication to his clients. From our initial phone conversations and throughout the entire process of working with him, it was extremely clear to me that he genuinely cared and had my best interests in mind. As an example, without me even asking or realizing, Spiro had the foresight to lock in a lower interest rate for me as I was taking my sweet time reading/signing other paperwork. Aside from that instance, he always made sure that I understood and was comfortable with everything we discussed before proceeding. Overall, I really appreciated that he took time to relate to me, to share his experiences and his wealth of knowledge, and to guide me through the entire process.I was so privileged to have had this guy on my team! I highly recommend Spiro for your homebuying and/or home loan needs! Less

We used Spiro at Premier Lending to finance our new home. His team was highly communicative and knowledgeable. Always returned phone calls. Knew the answers to our questions asked. We couldn't have asked for a better experience. His team was fantastic, responsive and friendly. Highly recommend him and Premier Lending. Less

I have worked with Spiro and I can say he is above and by far the best in the business. Spiro is so attentive and will walk you through the process to ensure a smooth transition. You will not be disappointed. The highest praise I can give him though is he is straight forward and honest. He will not disappoint. Less

Spiro is an experienced lender, very transparent, easy-going and charismatic. I was quoted a higher rate with 4 other lenders, Spiro patiently worked with me and got me the rate I was looking for. Spiro extended his time to educate me on the things one should be aware of financially since I was buying my first home! It was very helpful.The overall process and transaction was very smooth with no issues at all. I highly recommend Spiro for all your financing needs. In this current climate of constantly rising mortgage interest rates, I guarantee that Spiro will beat every other lender in locking the best interest rate for you with no points. Less

Wanted to thank Spiro Hishmeh for all the help and patience he had in our first-time home buying process. Really appreciate all you have done for our family; every step of the way Spiro was there for us. Spiro Hishmeh is a good person that will always look out for you, and make sure you make the right decision. He has a great team, thank you so much from our family for making this home possible. Less

I highly recommend working with Spiro for your home buying needs. He’s very knowledgeable and easy to talk to. I felt like he had my best interest in mind from our very initial conversation. He explained everything so well, and didn’t hesitate honestly answering any of my questions. Spiro’s service is heightened by his ability to answer my calls anytime, and quick replies to my emails. He got me the best rate possible for my home loan, and made sure to guide me through the whole process with such kindness. I will definitely recommend him to all my family and friends. Spiro’s 5 star service is unmatched, and I really appreciate the opportunity to work with him. I’m officially a Silicon Valley home owner with his excellent assistance. Less

Finally someone who cares for the client. The loan process for refinancing or buying a home can be brutal. Spiro and his team make it easy and are in touch with you all the way. Thank you Spiro and team!!!!!!! Less

Very knowledgeable, very responsive, very professional. I've worked with Spiro and his team for years and always felt they were on my side. I strongly recommend them. Less

Spiro and his team made our recent home purchase process smooth and seamless. I have worked with different lenders in the past and have experienced delays and hiccups during the closing process, but nothing like that occurred this time working with Spiro. His team was quick to respond to my questions and my documents were processed in a speedy manner. I believe we received a fair rate and we closed earlier than expected. Would definitely work with Spiro again and will recommend him to friends and family. Less

Recently bought a home by financing through Spiro and it was an extremely positive experience. I reached out to Spiro after getting into contract on a home and he offered us a really competitive interest rate along with some credits on closing costs. Spiro acted really quick in setting up the loan with one of his banks and helped close in less than 4 weeks. Entire process was really smooth and he was always available over phone/text/email to answer any questions i had as a first time home buyer. Overall, i would happily recommend Spiro to anyone looking to finance their home purchase. Less

Spiro was brilliant. Always available to answer any questions and guide me through the process as a first time home buyer. I would highly recommend working with Spiro with your mortgage! Less

As a first home buyer, I felt lucky to be able to meet and choose Spiro and his team as my mortgage lender. Spiro himself and his entire team are professional, dedicated, and with patience throughout the entire house buying process and I had never needed to worry about anything regarding loan. Highly recommended to anyone, especially first time home buyer! Less

Spiro was very helpful during the entire loan process. As a first time home buyer, he clearly broke down each step of the loan, from all the required documents to providing some estimates to get an idea of payments and closing cost. Every step, Spiro reassured me that I did not have to worry about anything and that he was there to help through everything. At any time, Spiro had open communication and answered all my questions through text, email, or via phone. Spiro was professional, knowledgeable, and very friendly, making the whole experience loan process enjoyable. I highly recommend Spiro! Thank you again for everything. Less

Spiro is amazing! He has helped us with purchases and refinancing our homes. He makes it so easy and smooth. It’s always a pleasure to work with him and I continuously recommend him to my friends and family. Thank you Spiro for all your hard work Less

After having worked with a big radio add type of lender and having a deal fall through two days before close, I can honestly say I don’t think I’d ever work with another lender again after the last experience working with Spiro! It was remarkably smooth and painless and we were never left wondering or waiting for what the next step was. Thanks Spiro! Less

Spiro is the best. Without him we would not be in our home. He went above and beyond during the mortgage crises of 2008 to get us our home. 14 years later he was able to refinance us at the best rate. The portal made it very easy to upload documents and kept everything organized. He used his connections and expertise to seal the deal at a great rate. He is the man!!!! Less

My husband and I have worked with Spiro and his team at Premier Lending for the last 10 years. Our most recent loan closed in less than 30 days. Spiro has always been professional and personable and made the process as smooth as possible. We definitely recommend him and will refer him to our friends and family. Less

Spiro and his team are professional, knowledgeable and so easy to work with! It didn’t matter what time of the day I reached out to them, they replied promptly. The pre-approval and loan processing were all so easy and smooth which reduced the stress for us tremendously. We are forever thankful of Spiro! Less

Spiro patiently explained the entire process and timeline. He was very responsive to my questions and communication. All the instructions and document requests from his team were very clear and timely. I had a short closing (21 days) in my contract and we were on track to comfortably close a few days before that. The rates offered were very competitive and closing costs were reasonable. Even though he had a great team, he was personally in touch with us through every step. He made the first time buying process less stressful.I highly recommend Spiro and his team. Less

Spiro is exceptional in multiple fronts.As a first time home buyer and with tight deadlines for securing a loan, I would say Spiro and his exceptional team has wonderful understanding of customer's pain and delivered all a customer can ask. Good interest rates not the least.They go above and beyond to clarify doubts, that are not necessarily under their purview or responsibility.What struck me most his gracefulness and energy when replying to questions over a weekend and address the concerns.Best wishes Spiro. Less

Spiro is an absolute professional, always having the best interest of his clients at the forefront. He is honest , truthful, and trustworthy. He has helped navigate the the chaos of the process with diligence and wisdom. Spiro never disappoints and always delivers. Thank you Spiro ! Less

Spiro and his team are absolute professionals. We’ve worked with Spiro on more that 5 loans and re-finances over the past 10 years. He consistently delivers the best rates and terms available. Wonderful to work with! Less

Spiro was a wonderful person to work with. He was always there for us throughout the loan process weekdays and weekends included, texting or via phone. He kept the line of communication open to us at all times. We look forward to working with Spiro again in the near future. We highly recommend his services!!! Thank you Spiro! Less

Spiro and his team made the purchase of my first home a breeze. I was overwhelmed at one point and Spiro reached out to me to assure me that everything was going well and took the time to keep me informed throughout the process. I’m so grateful for all the help that team Spiro did in processing my new home loan. Less

In a low interest climate like this Spiro and his team we are able to close a loan for me in three weeks unheard of today! They are attentive. Responsive and know how to get it done ! He is the only person I would ever trust to get it done so quickly his years of experience just comes though with every interaction! Give him a call ans you will understand why! Less

This is the 3rd time I have used Spiro as my mortgage broker and like the first two times, he made the whole process easy. Spiro took care of me as if I was part of his family and was always available for any questions or concerns that I may have had. He always responded lighting quick and managed to not only answer my questions but gave assurances that things would go smoothly which was always the case. I highly recommend Spiro as a mortgage broker. Less

Spiro is a true professional working hard to make sure the loan closes on time! He has a wealth of knowledge and experience for any scenario to quickly react and insure that any issue that comes up gets resolved immediately and on time! I highly recommend Spiro! Less

Spiro helped us out through out the whole process. We’re so grateful that he is our loan officer. We highly recommend his services with our family and friends. Less

We are very happy that we found Spiro and his team very knowledgeable, efficient and helpful we closed early because they are very thorough with all the paperwork and went out smoothly.We have our home now and living with it more than a month now. Less

Spiro and team were fantastic to work with! As first time homebuyers, we were referred by family. Spiro’s team guided us seamlessly through the process of getting our home loan.We appreciated the initial calls with him to get a clear understanding of everything we would need to as we began our search for a home.His team was always quick to answer our questions, provide us with offer letters, and everything else we needed as we maneuvered the home buying journey. The communication was clear and everyone was always willing to get on calls to talk through any processes or necessary documents.We appreciated the amount of care he provided us, and without Spiro, buying a home would have been 10X more stressful. Not to mention he was able to get us a very quick close on our dream home!I would recommend anyone, especially family and friends to work with Spiro and team. Less

I have bought 4 homes with Spiro and Team over the last 20ish years. Excellent service, great to work with and always there to help you out. THANK YOU for all that you do! Less

Where to start! From the day I started talking to Spiro, he and his team has always been on top of everything. Fast response, personalized support, the best service… the list goes on. Being a first time buyer, I didn’t know anything about the procedure. Spiro was always there to help me on every step. Really grateful for all the support and guidance. Less

Spiro Hishmeh is wonderful! Professional and personable. He made the process of buying a home easy. I was always able to talk to him when I needed to. Buying a home is stressful and emotional and I was fortunate to have Spiro on my side to help me through the process. 10/10 would recommend to all of my friends and family! Less

Spiro enabled me to take advantage of the lowest rate I have ever heard of! I was hesitant to start the process during this world wide pandemic / crisis but also knew I was in great hands with Spiro. I knew if anybody could do it, he could. Sure enough he not only got it done but made the process extremely easy! He even had the wherewithal to enable me to maintain my HELOC, which was imperative for me in these uncertain times. Everybody said it could not be done, and sure enough he did it! I would highly recommend Spiro! He is a man of great integrity and competence and will always steer you in the right direction! Thank you so much, you deserve for more than this rating cap allows!! Less